What Is Moneko? A Shared Expense Tracker Built for Real Life

Manage shared expenses without spreadsheets or complicated budgeting tools. Learn how Moneko helps couples, families, and groups track spending, split bills, upload receipts, and stay organized effortlessly.

How to Create Your First Space in Moneko

Learn how to create your first Space in Moneko, switch between Spaces, and manage private or shared Spaces for personal spending, household expenses, trips, and group budgets.

How to Import and Export Data in Moneko

Learn how to import files, receipts, bank statements, and spreadsheets into Moneko, then export transactions or receipts from a full Space or filtered transaction list.

How to Log an Expense in Moneko

Learn how to log an expense in Moneko using text, voice, receipts, chat-style input, shared expense notes, press-and-hold quick action, or Siri.

How to Split Expenses in Moneko

Learn how to split expenses in Moneko, customize shared bills, edit splits later, see who owes what, and settle balances inside a shared Space.

How to Log Expenses via WhatsApp and Telegram in Moneko

Learn how to connect WhatsApp or Telegram to Moneko, then log expenses, split shared costs, upload receipts, add recurring payments, and check your budget by sending a message.

How to Automatically Track Apple Pay Transactions in Moneko

Learn how to automatically track Apple Pay transactions in Moneko using iOS Shortcuts. Set up Wallet automation, map the amount and merchant, and log purchases automatically.

How to Track Email Receipts and Online Purchases

Turn online purchase receipts into clean Moneko expense records automatically by forwarding them to your dedicated Moneko inbound email.

How to Use Quick Actions and Siri Shortcuts in Moneko

Learn how to log expenses faster in Moneko using Press & Hold Quick Action and Siri Shortcuts. Open voice, receipt photo, or quick text logging with fewer steps.

How to Use Envelope Budgeting in Moneko

Learn how to use envelope budgeting in Moneko with Pockets. Set monthly spending plans, log expenses, check remaining balances, and adjust your budget as needed.

How to Use Pockets to Organize Your Spending in Moneko

Learn how to use Pockets in Moneko to organize spending, set a monthly budget, customize categories, track remaining balances, and reuse your budget each month.

Can Moneko split bills automatically?

Yes. Moneko helps track who paid, how expenses are split, and who owes what.

Is Moneko good for couples?

Yes. Moneko is designed for shared budgeting scenarios including couples, roommates, and families.

Can I upload receipts to expenses?

Yes. You can attach receipts directly to expenses for better organization and transparency.

Does Moneko work for travel expenses?

Yes. You can create dedicated Spaces for trips, vacations, and group events.

Do I need to manually categorize expenses?

No. Moneko automatically helps organize expenses in the background.

Can I track both personal and shared expenses?

Yes. Separate Spaces allow you to manage different types of budgets independently.

Getting Started3 min read

What is Moneko?

Understand how Moneko helps you track spending, plan budgets, and manage money with AI-assisted workflows.

What is Moneko?

Moneko is a mobile-first budgeting and expense tracking app designed to help you capture spending quickly, organize money into monthly pockets, manage personal or household finances, and plan your financial future with AI.

Whether you're managing your own money or splitting expenses with a partner, Moneko adapts to how you actually live.

Core Features

Quick Capture: Log expenses in seconds using text, voice, receipt photos, or even via WhatsApp and Telegram.
Pockets: Use envelope-style budgeting to see how much you have left in each category at a glance.
Spaces: Keep your personal spending separate from shared household expenses or group trips.
Wallets: Track your actual balances across cash, bank accounts, and savings.
AI Scenario Planning: Ask questions about your future spending, like "Can I afford a new laptop next month?"
Automated Tracking: Connect Apple Pay or use email receipt capture to log transactions without manual entry.

Why Moneko?

Most budgeting apps feel like work. They require you to fill out long forms and categorize every cent perfectly. Moneko removes that friction.

By focusing on natural language input and automatic organization, Moneko helps you stay on top of your finances without the stress of manual maintenance.

Next Steps

Frequently Asked Questions

A shared expense tracker helps multiple people log, organize, and split expenses together in real time.

What is Moneko?

Core Features

Why Moneko?

Next Steps

Frequently Asked Questions

What is a shared expense tracker?

Can Moneko split bills automatically?

Is Moneko good for couples?

Can I upload receipts to expenses?

Does Moneko work for travel expenses?

Do I need to manually categorize expenses?

Can I track both personal and shared expenses?