Understand how Moneko helps you track spending, plan budgets, and manage money with AI-assisted workflows.

What Is Moneko? A Shared Expense Tracker Built for Real Life

Manage shared expenses without spreadsheets or complicated budgeting tools. Learn how Moneko helps couples, families, and groups track spending, split bills, upload receipts, and stay organized effortlessly.

How to Create Your First Space in Moneko

Learn how to create your first Space in Moneko, switch between Spaces, and manage private or shared Spaces for personal spending, household expenses, trips, and group budgets.

How to Import and Export Data in Moneko

Learn how to import files, receipts, bank statements, and spreadsheets into Moneko, then export transactions or receipts from a full Space or filtered transaction list.

How to Add Moneko Widgets to Your iOS Home Screen

Learn how to add Moneko widgets to your iOS home screen to view your budget envelopes, spending progress, and top categories at a glance. Widgets display data for your selected Space in your selected currency.

How to Log an Expense in Moneko

Learn how to log an expense in Moneko using text, voice, receipts, chat-style input, shared expense notes, press-and-hold quick action, or Siri.

How to Split Expenses in Moneko

Learn how to split expenses in Moneko, customize shared bills, edit splits later, see who owes what, and settle balances inside a shared Space.

How to Log Expenses via WhatsApp and Telegram in Moneko

Learn how to connect WhatsApp or Telegram to Moneko, then log expenses, split shared costs, upload receipts, add recurring payments, and check your budget by sending a message.

How to Automatically Track Apple Pay Transactions in Moneko

Learn how to automatically track Apple Pay transactions in Moneko using iOS Shortcuts. Set up Wallet automation, map the amount and merchant, and log purchases automatically.

How to Automatically Track Transactions via Android Notifications

Learn how to set up Moneko to automatically capture transactions from your bank and payment app notifications on Android. No manual entry required.

How to Track Email Receipts and Online Purchases

Turn online purchase receipts into clean Moneko expense records automatically by forwarding them to your dedicated Moneko inbound email.

Can I try Moneko Plus for free?

Yes, we offer a free trial for new users to explore all premium features before committing to a subscription.

Does Plus include Bank Sync?

Yes, Moneko Plus includes secure bank synchronization via Plaid (available in supported regions like US and Canada).

How many Spaces can I have with Plus?

Moneko Plus unlocks unlimited Spaces, allowing you to manage your personal, family, business, and travel finances separately.

Is AI logging unlimited in Plus?

Yes, Plus users get unlimited access to our AI-powered natural language expense logging and receipt extraction.

Moneko Plus: Premium Features Guide

Explore the advanced features unlocked with Moneko Plus, including bank sync, multi-currency support, unlimited AI logging, and enhanced security.

Moneko Plus: Professional Budgeting Features

Moneko Plus is designed for users who want to take their financial tracking to the next level with automation, advanced insights, and unlimited organization.

Everything Unlocked with Plus

When you upgrade to Moneko Plus, you gain access to our most powerful tools:

1. Advanced Automation

Bank Sync (Plaid): Connect your actual bank accounts to automatically import transactions.
Messaging App Capture: Log expenses directly from WhatsApp and Telegram.
Email Receipt Import: Forward digital receipts to Moneko to have them logged automatically.
Android Notification Capture: Track spending in real-time from bank push notifications.

2. Powerful Budgeting & Organization

Unlimited Spaces: Create as many Households, Trip folders, or Personal spaces as you need.
Unlimited Wallets: Track every bank account, credit card, and cash stash.
Unlimited Pockets: Detailed category breakdowns without limits.
Shared Budgets: Collaborate on spending goals with partners and family.

3. Smart Insights & AI

Unlimited AI Logging: Never fill out a form again. Use natural language to log everything.
AI Scenario Planning: Test "What If" scenarios (e.g., "Can I afford a new car next year?") with our AI engine.
Advanced Health Reports: Deep-dive details into your financial health rings and monthly trends.

4. Global Support

Multi-Currency: Track transactions in any currency with live exchange rate conversions.
Currency Converter: Built-in tool for quick manual conversions.
Priority Support: Get faster help from our dedicated support team.

Subscription Options

We offer flexible plans to fit your needs:

Monthly: Best for short-term projects or testing the waters.
Yearly: The most popular choice, offering significant savings over the monthly rate.
Lifetime: A one-time payment for permanent access to all current and future Plus features.

Security and Privacy

Plus features like Bank Sync and AI processing are built with the same "Privacy First" philosophy as our free app. We use bank-grade encryption and never sell your financial data.

Managing Your Subscription

You can manage, change, or cancel your subscription at any time through:

iOS: Apple App Store settings.
Android: Google Play Store settings.
Web/Direct: The "Manage Subscription" section in Moneko Settings.

Frequently Asked Questions

Moneko Plus is our premium subscription that unlocks advanced automation, unlimited data, and professional-grade budgeting tools.