How Categories Work in Moneko

Categories help organize your transactions so you can see where your money goes.

In Moneko, categories are assigned automatically by AI.

You do not need to select a category when logging an expense. Just add the transaction, and Moneko organizes it for you.

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How Categories Are Assigned

When you log a transaction, Moneko assigns a category automatically.

You can add an expense using:

• text
• voice
• photo
• chat

After you add the transaction, Moneko will:

• assign a category instantly
• save the transaction
• organize it right away

Expected Result

Your transaction is categorized automatically without needing to choose a category manually.

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How to Change a Category

If a transaction is assigned to the wrong category, you can change it anytime.

To change a category:

1. Open the transaction.
2. Tap the category.
3. Select a new category.

After updating, you will see this prompt:

Update preference for similar transactions?

You can choose:

• Yes → Moneko will remember this rule for similar transactions
• No → only this transaction is updated

Expected Result

The selected transaction uses the new category. If you choose Yes, Moneko also uses that preference for similar transactions in the future.

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How Category Learning Works

Moneko learns from the preferences you confirm.

When you choose Yes on the prompt, similar transactions will use the same category going forward.

This means:

• similar transactions are categorized more accurately
• you do not need to correct the same type of transaction again
• your categories improve automatically over time

Example

If you change a coffee shop transaction to a specific category and confirm the preference, similar transactions can use that category next time.

Best Practice

Choose Yes when you want Moneko to remember the rule for future similar transactions.

Choose No when the change only applies to one transaction.

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Custom Categories

You can create your own categories to better match how you spend.

Use custom categories when you want to:

• track specific types of expenses
• organize spending in your own way
• add categories that are not covered by the defaults

You do not need to create many categories at the start.

Use the default categories first, then add new ones when you need them.

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How to Open Category Settings

To manage categories:

1. Tap the top right three dots.
2. Go to Settings.
3. Scroll to Categories.

Expected Result

You will see the category settings page where you can manage default and custom categories.

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What You Can Do in Category Settings

From the Categories page, you can:

• turn default categories on or off
• create custom categories
• choose icons and styles

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How to Create a Custom Category

To create a custom category:

1. Tap Create Category.
2. Enter a name.
3. Choose an icon.
4. Tap Save.

The new category will now appear when editing transactions.

Expected Result

Your custom category is saved and available when changing transaction categories.

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Troubleshooting Common Issues

I Do Not See a Category While Logging

This is expected.

You do not need to select a category when logging an expense. Moneko assigns one automatically after the transaction is added.

A Transaction Has the Wrong Category

Open the transaction, tap the category, and select a new category.

After updating, choose whether Moneko should remember the preference for similar transactions.

Similar Transactions Keep Getting the Wrong Category

When correcting a category, tap Yes when asked:

Update preference for similar transactions?

This helps Moneko remember your preference going forward.

I Only Want to Update One Transaction

When you see the preference prompt, tap No.

Only the selected transaction will be updated.

I Want to Create My Own Category

Go to:

top right three dots → Settings → Categories → Create Category

Then enter a name, choose an icon, and tap Save.

I Have Too Many Categories

Use the defaults first and only add custom categories when you need them.

You can also turn default categories on or off from the Categories page.