In retirement, "saving" means preserving the capital you've worked a lifetime to build. Moneko provides strategies to protect your nest egg from being eroded by inflation, market volatility, and unexpected expenses, ensuring it lasts for your entire life.
Discover personalized financial tools and insights designed specifically for your saving journey.
Smart categories based on retirees spending patterns and saving objectives.
Get intelligent recommendations to identify savings opportunities and optimize your financial strategy.
Specialized tracking tools designed specifically for saving with milestone celebrations.
Connect with other retirees sharing similar financial goals and learn from their experiences.
Get answers to common questions about budgeting for retirees.
While you want to be safer in retirement, you still need some growth to outpace inflation. Holding a portion of your portfolio in high-quality dividend-paying stocks and using inflation-protected securities like TIPS can help.
Yes, but it might be considered a 'contingency fund'. Having 1-2 years of living expenses in very safe, liquid assets (like cash or short-term bonds) can prevent you from having to sell growth assets during a market downturn to cover expenses.
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Join thousands of retirees who are already achieving their saving goals with Moneko's AI-powered platform.