Investing in retirement shifts from growth to preservation and income. Moneko helps retirees structure their portfolio to provide a reliable income stream, protect their hard-earned capital, and make their savings last.
Discover personalized financial tools and insights designed specifically for your investing journey.
Smart categories based on retirees spending patterns and investing objectives.
Get intelligent recommendations to identify savings opportunities and optimize your financial strategy.
Specialized tracking tools designed specifically for investing with milestone celebrations.
Connect with other retirees sharing similar financial goals and learn from their experiences.
Get answers to common questions about budgeting for retirees.
Your focus should shift from aggressive growth to a more conservative approach focused on capital preservation and generating income. Your portfolio should have a higher allocation to bonds and dividend-paying stocks.
The traditional 4% rule is a common starting point, but a safe rate depends on your age, portfolio allocation, and market conditions. Moneko's AI can help you model different scenarios to find a sustainable rate for you.
Discover personalized financial guidance for different goals and life stages.
Join thousands of retirees who are already achieving their investing goals with Moneko's AI-powered platform.