You've saved for retirement; now it's time to spend it wisely. Moneko helps you transition from accumulating wealth to creating a reliable, tax-efficient income stream that will last for your entire lifetime.
Discover personalized financial tools and insights designed specifically for your retirement journey.
Smart categories based on retirees spending patterns and retirement objectives.
Get intelligent recommendations to identify savings opportunities and optimize your financial strategy.
Specialized tracking tools designed specifically for retirement with milestone celebrations.
Connect with other retirees sharing similar financial goals and learn from their experiences.
Get answers to common questions about budgeting for retirees.
A common strategy is to withdraw from taxable accounts first, followed by tax-deferred (like Traditional IRAs/401ks), and finally tax-free (like Roth IRAs). This allows your tax-advantaged accounts to continue growing for longer.
While you can claim as early as 62, your benefit increases by about 8% for every year you delay, up to age 70. Delaying is often a powerful way to get a larger, guaranteed, inflation-adjusted income for life. Moneko can model this for you.
Discover personalized financial guidance for different goals and life stages.
Join thousands of retirees who are already achieving their retirement goals with Moneko's AI-powered platform.