Thinking about retirement as a student might seem strange, but it's the single most powerful time to start. A small amount saved in your early 20s can be worth more than a much larger amount saved in your 40s. Moneko shows you how.
Discover personalized financial tools and insights designed specifically for your retirement journey.
Smart categories based on students spending patterns and retirement objectives.
Get intelligent recommendations to identify savings opportunities and optimize your financial strategy.
Specialized tracking tools designed specifically for retirement with milestone celebrations.
Connect with other students sharing similar financial goals and learn from their experiences.
Get answers to common questions about budgeting for students.
You need earned income to contribute to an IRA. Even a small part-time or summer job qualifies. The key is to start with any amount, no matter how small, as soon as you have that income.
A Roth IRA is a retirement account where you contribute after-tax money. It grows tax-free, and you pay no taxes when you withdraw in retirement. It's perfect for students who are in a low tax bracket now.
Discover personalized financial guidance for different goals and life stages.
Join thousands of students who are already achieving their retirement goals with Moneko's AI-powered platform.