Student loans can be a major source of stress. Moneko demystifies the repayment process, helping you understand your loans, explore repayment options, and create a plan to become debt-free without overwhelming your post-graduation budget.
Discover personalized financial tools and insights designed specifically for your debt repayment journey.
Smart categories based on students spending patterns and debt repayment objectives.
Get intelligent recommendations to identify savings opportunities and optimize your financial strategy.
Specialized tracking tools designed specifically for debt repayment with milestone celebrations.
Connect with other students sharing similar financial goals and learn from their experiences.
Get answers to common questions about budgeting for students.
If you have unsubsidized loans, paying the interest while in school can prevent it from capitalizing (being added to your principal), saving you money in the long run. Even small payments help.
First, understand all your loans and their interest rates. Then, choose a strategy: Snowball (smallest balance first for motivation) or Avalanche (highest interest first to save the most money). Moneko can help you decide.
Discover personalized financial guidance for different goals and life stages.
Join thousands of students who are already achieving their debt repayment goals with Moneko's AI-powered platform.