AI-Powered Financial Coach

Smart Investment for
Freelancers

Buying a home as a freelancer can feel daunting, but it's entirely achievable with the right preparation. Moneko helps you get your financial documents in order and present a strong case to mortgage lenders.

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How Moneko Empowers Freelancers

Discover personalized financial tools and insights designed specifically for your home buying journey.

Personalized Budget Categories

Smart categories based on freelancers spending patterns and home buying objectives.

AI-Powered Insights

Get intelligent recommendations to identify savings opportunities and optimize your financial strategy.

Goal Tracking

Specialized tracking tools designed specifically for home buying with milestone celebrations.

Community Insights

Connect with other freelancers sharing similar financial goals and learn from their experiences.

Frequently Asked Questions

Get answers to common questions about budgeting for freelancers.

How do lenders calculate a freelancer's income for a mortgage?

Lenders typically average your net income (after business expenses) from the last two years of your tax returns. They want to see stable or increasing income over that period.

What documents do I need to get a mortgage as a freelancer?

You'll typically need at least two years of personal and business tax returns, a year-to-date profit and loss statement, and several months of personal and business bank statements.

Ready to Transform Your Financial Future?

Join thousands of freelancers who are already achieving their home buying goals with Moneko's AI-powered platform.

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