Whether you entered the relationship with debt or accumulated it together, tackling it as a team is the fastest way to freedom. Moneko provides a framework for couples to create a unified debt-repayment strategy.
Discover personalized financial tools and insights designed specifically for your debt repayment journey.
Smart categories based on couples spending patterns and debt repayment objectives.
Get intelligent recommendations to identify savings opportunities and optimize your financial strategy.
Specialized tracking tools designed specifically for debt repayment with milestone celebrations.
Connect with other couples sharing similar financial goals and learn from their experiences.
Get answers to common questions about budgeting for couples.
Legally, you are generally not responsible for debt your partner incurred before marriage. However, their debt can impact your joint ability to get loans (like a mortgage). Tackling it together is often a smart financial decision for the household.
From a purely mathematical standpoint, you should always pay off the debt with the highest interest rate first, regardless of whose name is on it. This saves the most money.
Discover personalized financial guidance for different goals and life stages.
Join thousands of couples who are already achieving their debt repayment goals with Moneko's AI-powered platform.